We all do it! We all grumble a little under our breath when we write out that cheque or make that regular payment for our insurance. But do you know what?

Insurance will always be that one thing that you grumble about until you need it! Things go wrong, and most of the time when we are simply not expecting it. No one really sits around waiting for something bad to happen, but when it does, it is reassuring to know that from a financial aspect, the impact can be softened – Insurance at work.

• Mortgage Protection
  Many people spend more time making sure their computer or Big Screen Plasma TV is insured… and then forget an even bigger item…. The mortgage. If you cant pay the mortgage …  
• House Insurance
  Did you know that if you have a mortgage over your property it must be insured. If we’re helping you find a suitable mortgage for your situation we can also sort the insurance as well. And because you are more than just a new address, we can also help you organise the other parts of your insurance life just to make sure you’ve got the right kind of cover. 
• Income Protection
  Though your home was your largest Asset… might pay to consider something else.. your income. By extrapolating out what you could earn over your working lifetime, you might find that your house isn’t quite the biggest asset you have. Income protection provides you with a monthly benefit (based on a percentage of your income) if you are unable to work due to illness or injury. If you are a business owner then a business continuity or key-person insurance is probably a better option. 
• Life Insurance
  You have a 13% probability of dying during your working life. If you’re suddenly looking down on your loved ones from above, you might see the impact on the people you leave behind. At around $1 per day They’ll still be devastated at your sudden departure, but at least they will be able to give you a fine send off! 
• Cancer and Trauma
  You have a 25% probability of suffering from a major trauma during your working life. Everyone knows someone that has had cancer, another illness, or a serious accident. Cancer & Trauma cover pays out a lump sum at the time - when you need it so you can make the most of your life!
• Medical Insurance
  Heading to that foreign country for that non urgent Operation? Are you sure that you are insured. And what happens if you need a drug that Pharmac doesn’t cover?  When it comes to medical cover, Policy wordings and underwriting are as critical as the surgeons knife!

Your challenge:

Make sure you understand exactly what you have (or don’t have) and of course if you’re not sure, just call us. After all this is what we do everyday!