Free Phone 0800 800 333
The First Home Buyer

Purchasing your first home can sometimes seem a little hard. There is so much information you have to provide, and how do you know you’re going to get the loan? Come and talk to us at Oliver Mortgage & Insurance and we will help you on your way. 

Some of our clients are people buying their 2nd or 3rd property after we helped them into their first home. It is our job to know and understand the process and make it easier for you to make what is often the biggest decision in a person’s life.

Make sure you check out our mortgage calculator to help you determine what your mortgage repayments might be.
The market may be in turmoil but you don't have to be especially if you are a first home buyer! We offer
  • Free Mortgage advice and solutions
  • Free insurance support and great products

What makes this team different from the rest, is that we were working in this very industry during the last major economic upheaval that Kiwi's experienced - the 1980's. So we have seen it before and we can help you source the money you need to get that home or property you want.

Purchasing your first home can sometimes seem a little hard. There is so much information you have to provide, and how do you know you’re going to get the loan? Come and talk to us at Oliver Mortgage & Insurance and we will help you on your way.  

Some of our clients are people buying their 2nd or 3rd property after we helped them into their first home. It is our job to know and understand the process and make it easier for you to make what is often the biggest decision in a person’s life.

Make sure you check out our mortgage calculator to help you determine what your repayments might be.

Buying a home is always a challenge. Access to KiwiSaver™ has made things easier, but before you race out to grab that money and the available subsidies, here are the RULES:

  • Housing NZ Subsidy - $1,000 per year that you have contributed is available after 3 years, and up to a MAXIMUM of $5,000 for those that have contributed for at least 5 years.
  • The subsidy CANNOT be used as the deposit – it is only made available on the SETTLEMENT day of the property purchase.
  • There is a MAXIMUM property purchase value of $300,000 in most locations otherwise the subsidy NO LONGER applies.

Example: We helped a recent young couple on the journey to their first home. They were entitled to a Housing NZ subsidy of $3000. The property they were considering was going to auction. They knew they had to purchase at $300,000 or less otherwise they would lose their subsidy entitlement. If they went to $301,000 – the house would have effectively cost them $304,000.

So as their broker we sat with them during the auction and at the end they walked away knowing they had their first home at the right price and had an additional $3,000 towards their home ownership goal – the ideal result and one we are happy to have helped with!

     
Latest News
Building stronger connections

We have to ask – do you just think of us as the team that organises a mortgage? Or do you see as one of your key advisers that you talk to regularly when it comes to making financial decisions? As a trusted financial adviser for many, Wayne Oliver works alongside people, just like you not just once when he arranges mortgage finance, but further down the track Read more ...


The real value of money

The saying – You don’t know what you’ve got ‘til it’s gone, can often apply to more than just a love relationship! It can and does apply to two other crucial items in your life, your money and your health. Lose one of these and things can get a bit tough. But there are fairly simply methods to fix these Read more ...

     

Newsletter sign up 

Mmmmm yes I do want to get your updates on mortgage and insurance rates opinions and information that might save me money!

 

*Required
Get in touch

 

Our advice comes supported by many years in the mortgage and insurance industries. So contact us today!

0800 800 333  wayne.oliver@sharenz.com
 sarah-jane.reay@sharenz.com

07 856 2960  
07 856 2962    

This website is for general information purposes only. We encourage you to
call us or email us in confidence with specific questions.
 

paa
What Others Say About Us

 


Wayne and the team managed the entire process
for us, ensuring we had any information we needed
and just made it an easy process for us.


Privacy Policy | Website Design & Website Hosting by Webpartners